CIBIL Score Range: What is a Good CIBIL Score in India 2026
Your CIBIL score is a 3-digit number between 300 and 900 that represents your creditworthiness. Banks and NBFCs use this score to decide whether to approve your loan or credit card application. A higher score means better chances of approval and lower interest rates. CIBIL Score Range Chart Understanding where your score falls helps you know your loan eligibility: Score Range Rating Loan Approval Chances Interest Rate Impact 750 - 900 Excellent Very High (90%+) Lowest interest rates available 700 - 749 Good High (75-90%) Competitive rates 650 - 699 Fair Moderate (50-75%) Standard rates, may need documents 550 - 649 Poor Low (25-50%) Higher rates, collateral may be needed 300 - 549 Very Poor Very Low (below 25%) Likely rejection or secured loans only What is a Good CIBIL Score? A CIBIL score of 750 or above is considered good in India. Here is what different score ranges mean for various financial products: For Personal Loans 750+...