DSA Commission Rates 2026: How Much Do Loan Agents Earn Per Disbursement
One of the most common questions from aspiring loan agents is: How much commission do DSAs earn? The answer depends on the loan type, bank, and your performance tier. This guide covers the complete DSA commission structure in India for 2026. DSA Commission Structure Overview DSA (Direct Selling Agent) commissions are calculated as a percentage of the disbursed loan amount. Here are the typical commission rates: Loan Type Commission Rate Example Earning Payout Time Personal Loan 2% - 4% Rs 6,000 - 12,000 on 3L loan 7-15 days Home Loan 0.25% - 0.5% Rs 12,500 - 25,000 on 50L loan 15-30 days Business Loan 1.5% - 3% Rs 15,000 - 30,000 on 10L loan 10-20 days Loan Against Property 0.5% - 1% Rs 25,000 - 50,000 on 50L loan 15-30 days Car Loan 1% - 2% Rs 5,000 - 10,000 on 5L loan 7-15 days Credit Card Rs 500 - 1500 per card Fixed amount per approval 7-10 days Bank-Wise DSA Commission Rates Different banks offer different commission struct...